Same Day Cash Frequently Asked Questions

How long does it take to apply?

It takes just 1 minute to apply and you get an insant decision on our same day cash, there are no forms to post or fax back as the entire process is done online. As soon as you click submit on the form you get an answer and we send the money straight away to your own bank account.

 

How much am I able to lend?

You can borrow from £80 to £750 instantly, also once you apply and pay it back you can lend more the next time from us.

 

The APR seems high, is this correct?

The APR we quote you is based on a yearly figure which we are legally obliged to display, the APR figure is not a true reflection of our fees and charges, we charge just £25 for every £100 you borrow, there are no set up fees. The APR figure you see displayed when you apply is for a year long loan, we only lend for a month or less. Our fee is just £25 for each £100 we lend you, nothing more.

 

Who can apply for your service?

Anybody can apply for our services as long as you are in employment, aged 18+ and own your own bank account and debit card.

 

What information is required from me?

We require your address, date of birth, contact details, work and pay details and bank account and debit card so we can pay you your money direct into your bank account.

 

Is there a credit check?

We don't perform a credit check when you apply or at any point so even if you have poor credit rating you may still be accepted.

 

I have a bad credit rating can I still apply?

Yes you may still be accepted even if you have arrears or a poor credit rating, we base our decision on your present status and we don't carry out a credit check on you at all.

 

When do I receive my same day cash?

As soon as you apply you get a decision online straight away for our same day cash, if yes then we send you your money the same day, this should be in your account the same day you apply but please be aware some banks take upto 48 hours to clear your money in your account.

 

How do I pay it back?

When you apply if we say yes then you enter your bank account and debit card details, you then choose a date you get paid and we deduct the amount you borrowed plus our charges from your card on the date you get paid, you don't have to do anything else.

 

If I have problems paying it back what do I do?

We understand sometimes you may experience unforeseen circumstances, you can defer repayment of your same day cash loan back to us upto two times but please note charges will be added at the same rate of £25 per £100 borrowed each month . Please contact us should you have any problems and we will always help.